Chaparral Pre-Qualification Worksheet

Pre-Qualification Worksheet

This form can be filled out and printed for your own information or you can click on the "Send" button at the bottom to send the information to our office. We will contact you for any additional information or to discuss options. If your browser supports Javascript, the totals will be calculated for you. If your browser does not support forms, you can print this page and fax it to our office at (512) 355-4202. You can use decimal points, but do not enter commas in amount fields.

Mortgage Information

Name:		E-mail:
Phone: Fax:		Interest Rate:	%
Loan Amount:	$ (don't enter commas)	Term:	months
Sales Price:	$ (don't enter commas)	*LTV:	%

Payment Information(Monthly)

Principal and Interest:	$
Property Taxes:	$
Hazard Insurance:	$
Private Mortgage Insurance:	$
Home Owner's Dues, etc:	$
Estimated Mortgage Payment:	$

Buyer's Income Information(Monthly)

Borrower's Salary Income: (don't enter commas)	$
Co-Borrower's Salary Income: (don't enter commas)	$
Other Income: (don't enter commas)	$
Total Monthly Income:	$

Buyer's Debt Information(Monthly)

Debt	Amount
	$
	$
	$
	$
Total Monthly Debt:	$

Ratio Information

Estimated Mortgage Payment:	$	Payment Ratio
Total Monthly Income:	/	= %

Estimated Mortgage Payment:	$
Total Monthly Debt:	+	Total Debt Ratio
Total Monthly Income:	/	= %

Ratio Maximums

Loan Type:	*LTV	Payment Ratio	Total Debt Ratio
Conforming Loans	95%	28%	36%
FNMA Community Homebuyer	95%	33%	38%
FHLMC Gold	95%	---	38-40%
Non-Owner Occupied	---	25%	33%

Comments/Questions

Enter any comments or questions you would like to send along with this form:

*Loan to Value Ratio

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